When taking a job, you may have several options in regards to retirement planning. These may come in the form of a 401k, 403b, Simple IRA or pension (keep in mind traditional pensions are not as common as they used to be). Below is vital information concerning the different retirement options you may be offered.
· 401k’s and 403b’s
o A 401k is an employer...
When being offered a job, many companies will put together a benefits package for you. This will include information about your salary, paid time off, holidays, investment options and insurance. Your company may offer you different insurance options; you should choose the option that best suits your needs, rather than the one that is the cheapest.
The most common forms of insurance are: